America's Trusted Mechanic Pat Goss Helps Consumers Choose the Right Company

With the help of Pat Goss, we learn that when purchasing an auto warranty, consumers can face several problems. Some companies will use substandard parts and charge extra labor fees.

How can we avoid these issues? By choosing CARCHEX you can be confident that your car and wallet are protected.

The Trust Factor

• In business for over 10 years
• A+ rated and accredited with the Better Business Bureau
• Endorsed by NASCAR Superstar Dale Earnhardt Jr. and MotorWeek TV’s Pat Goss

Great Prices Matched with Great Service

• Most people purchase their extended auto warranty benefits from an automobile dealer. At the dealer there is often little choice, high markups, plenty of haggling and lots of pressure. CARCHEX offers a better way through its consultative customer experience. CARCHEX leverages its immense buying power to secure the most competitively priced, quality programs on the market. Our customized quoting process matches the best plan to each customer’s driving habits and budget. This translates to great savings and great benefits for our customers each and every day.

Affordable Payment Plan

• CARCHEX offers flexible and affordable payment plans. This is a great benefit for our customers who can afford a low monthly payment but would have trouble paying for an untimely $3,000 transmission repair.

Warranty Programs

• Emergency Roadside Assistance
• Rental Car Benefits
• Towing Benefits
• Trip Interruption Benefits

Confidence in Purchasing an Extended Auto Warranty
How confident can you be in the extended warranty, the protection that you buy. Well that depends on the company involved. Being on the receiving end of this business and dealing with a lot of these companies, I can tell you that there are any number of them out there that we would not deal with at all because they wanna use substandard parts, they wanna hang a lot of labor rates, they wanna do all kinds of things that are not beneficial to the vehicle owner, so be very careful where you buy your extended warranty.

Do you have to buy extended auto warranties at the point-of-sale?
Can you only buy extended auto warranties at the dealership?

Pat Goss answers these questions and more:

Extending Your Car’s Warranty
You know, although dealers might want you to think otherwise, may actually tell you that it’s a fact you do not have to buy your extended warranty on a new or a used car at the time of sale or at the dealer.
Now there are buyable alternatives to this and the one that I have checked out, I’ve used doing it as a matter of fact, is CARCHEX.
CARCHEX has a lot of different options that you can select from. Plus you’re going to be talking to somebody who can counsel you on what’s best for your particular circumstance.

Also, make sure to check-out additional Pat Goss Top Tips.

7 Tips to Avoid Scams and Pick the Right Extended Vehicle Warranty

More Tips to Avoid Scams and Pick the Right Extended Vehicle Warranty

Visit CARCHEX today to learn more.

You decide to buy a new car and there’s tons of decisions: paint color, interior, automatic locks, heated seats, navigation system, sunroof, anti-theft system, and the list keeps going.

During the new car buying decision process you always want to choose to purchase an extended auto warranty.  Your automobile is most likely your second largest investment that you use on a day-to-day basis. Buying a new car warranty will insure that your vehicle is always in the best mechanical condition and can help you avoid expensive repair bills. A new car warranty can also help improve the resale value.

The decision is whether or not to buy the new car warranty directly from the dealer or a third-party company, like CARCHEX. Here are some reasons why it’s more beneficial for YOU the customer to purchase a new car warranty from a third party such as CARCHEX instead of from the dealer.

Markup: The fact is when you buy a new car warranty from the dealer; consumers pay a 300% markup on extended vehicle warranties. Anything you purchase above the sale price of the car is essentially pure profit for the salesperson.

Non-Bias: In an effort to avoid revealing expensive repairs, some unscrupulous dealers will skimp on the diagnostic tests. If you buy a new car warranty from a third party this eliminates any partiality.

Convenience: If you purchase a new car warranty from a third-party, they use a wider range of repair shops, so you aren’t stuck finding dealerships.

No-pressure: Some car salesman at dealerships use tactics like telling customers, “You have to buy a extended vehicle warranty today or you can’t ever get one.” This is false and just a way to pressure you into signing on the dotted line for a new car warranty and increasing the salesperson’s commission.

Reputation: Sometimes dealerships say the new car warranty is through the manufacturer but in fact is through another company whose reputation could be questionable. When going through a third party, you know exactly who you are dealing with when purchasing a new car warranty and can check out their BBB rating and affiliates.

CARCHEX is endorsed by the nations most trusted mechanic, Pat Goss from the PBS automotive series MotorWeek and Goss’ Garage and NASCARS favorite driver, Dale Earnhardt, Jr. and we have an A+ rating with the Better Business Bureau. So make the decision we promise you won’t regret - trust CARCHEX for your new car warranty.

America’s Trusted Mechanic and CARCHEX spokesperson Pat Goss shares his Extended Vehicle Warranty Buying Tips to make sure you don’t get scammed!

Last week, Pat Goss shared his first seven tips to help you pick the right extended vehicle warranty.  This week Pat is back with 8 more tips to make sure you don’t get scammed when you purchase an auto warranty.

Tip # 8 – Check the Seller’s Credit Rating.

You should be wary of extended vehicle warranty companies that are not accredited or carry a negative rating from the Better Business Bureau.

Tip # 9 – Beware of the Name Change.

Check to see if the extended vehicle warranty company has changed names over time. This could be a sign that the company is trying to hide something from its past. Also, be cautious when dealing with companies who have been in business for 5 years or less.

Tip # 10 – Check the Details.

If the policy is inclusionary (lists what is covered), ask to see a list of every item covered within each system and not just the system itself.

Tip # 11 – Choices, Choices.

Favor a policy that is exclusionary (lists what’s not covered) rather than inclusionary (lists what is covered). Exclusionary coverage is what you had with your manufacturer’s warranty.

Tip # 12 – It Costs What ?!?!

Ask about the labor rate of your policy. For example, if the allowable labor rate is $65/hour and your mechanic charges $85/hour, you will need to pay the difference for every repair.

Tip # 13 – Know the Cancellation and Refund Policy.

Make sure you fully understand the company’s cancellation and refund policy. Some companies will charge you stiff penalties for canceling a policy.

Tip # 14 – Specialized Systems.

If you vehicle has specialized systems, such as, navigation systems, ask about high tech electronics coverage included in your extended vehicle warranty.

Tip # 15 – Credibility is Everything when Buying an Extended Vehicle Warranty

If you have never heard of the company you are buying from or if they are not affiliated with any companies you know well, do not purchase an extended vehicle warranty from that company. You need your extended vehicle warranty company to be around to pay claims when you need them. CARCHEX is partnered with more Fortune 500 and well known companies than any other car warranty company. These include CARFAX, Capital One, Cars.com, DMV.org and Lending Tree.

Need more proof CARCHEX is the right choice?  CARCHEX is endorsed by the nations most trusted mechanic, Pat Goss from the PBS automotive series MotorWeek and Goss’ Garage and NASCARS favorite driver, Dale Earnhardt, Jr. We also have an A+ rating with the Better Business Bureau.

An extended vehicle warranty can help you cut down on repair costs, but only if you do it right. Research and compare auto warranty companies so you don’t get fooled!  Get a quote today on an extended vehicle warranty from CARCHEX.

America’s Trusted Mechanic Pat Goss shares his Extended Vehicle Warranty Buying Tips to make sure you don’t get scammed!

Next to your house, your automobile is probably your biggest investment. That is why it is important to find the right company to protect your vehicle. Many companies who claim to provide extended vehicle warranties are scams and just plain shady. Car Expert and CARCHEX spokesperson Pat Goss shows you how to choose an extended vehicle warranty from a reliable and trustworthy company to avoid paying for inevitable car repair.

Tip # 1 – Make Sure You See the Contract Before You Buy

Never buy a extended vehicle warranty over the phone without first seeing the contract. If an extended vehicle warranty company will not show the contract prior to purchase, they have something to hide. Many companies will claim to have bumper-to-bumper coverage when they are really offering you a low-end powertrain plan and just using the term bumper-to-bumper. Beware of phone scams!

Tip # 2 – Beware of Common Scams & Strong Arm Tactics

Never buy an extended vehicle warranty over the phone when strong arm tactics are used to persuade you to buy today. For example, if a extended vehicle warranty salesperson tells you they will put you on a blacklist of any kind that would prevent you from being able to purchase a policy in the future, DO NOT BUY FROM THAT COMPANY. No such list exists for extended vehicle warranties. That is a common scam!

Tip # 3 – Safe Ways to Pay for your Warranty Policy

Extended Vehicle Warranty Buyers Beware – An extended vehicle warranty company should always have a secure way to provide credit card or personal information as at least one option for providing payment details. Always ask if the company has secure online checkout.

Tip # 4 – No Haggle, Lowest Price Everyday Guarantee

You should never have to worry about haggling. Every customer should get the same price as the next customer who has the same vehicle and mileage. Prices shouldn’t change daily. Beware of bogus sales! Why should some customers get a sale price while you pay in full?

Tip # 5 – Low Price Usually Means Low Coverage

If you’re not reviewing coverage when shopping price you will get stuck with a low coverage extended vehicle warranty policy. We all want the best deal and to get the lowest price but remember that auto warranty pricing is based on your vehicle’s estimated repairs. If the price is too low something is missing. Often labor rates on the contract are low meaning you will get stuck with out of pocket costs or the repair shop may not accept your extended vehicle warranty. More often it is what is in the fine print and overall coverage. Like most things in life, you get what you pay for! All extended vehicle warranties are not created equal. Read the fine print or pay the price later!

Tip # 6 – Things that Should be Covered.

Make sure your coverage includes “wear and tear”, and “complete seals and gaskets” coverage. Some companies claim their extended vehicle warranties cover seals and gaskets, but really only cover seals and gaskets when included in a covered component repair.

Tip # 7 – If it Sounds Too Good to Be True…It Is.

If the total price of your extended vehicle warranty is less than the average cost of a single major repair than you can be sure that your claims will not be paid. If you’re being told that for $1000 you can have a bumper to bumper warranty then you’re not being told the truth about the level of coverage being provided. It’s impossible for an insurance company to pay your claims at that price. The average exclusionary coverage warranty policy across all vehicles is around $2000. Prices will be more or less than $2000 based on current mileage and the average cost of repairs and labor for your vehicle and the frequency that repairs are needed.

An extended vehicle warranty can help you cut down on repair costs, but only if you do it right. Research and compare auto warranty companies so you don’t get fooled! CARCHEX is endorsed by the nation’s most trusted mechanic, Pat Goss from the PBS automotive series MotorWeek and Goss’ Garage, and NASCAR’s favorite driver, Dale Earnhardt, Jr. and we have an A+ rating with the Better Business Bureau. CARCHEX has been researched and approved. We’re sure you’ll find us scam-proof too! Get a quote today!